Giving

 

Electronic Tithing has arrived at the Centreville United Methodist Church!

 

All those that maybe  interested or have questions concerning electronic tithing please call Sandi Clark, Administrative Assistant/Treasurer  at 269-467-8645, or Bill and Michele Cripe at 269-467-8645 and leave a message.

 

 

Six Key Financial Principles

We hope you will take time this week to read these six key financial principles and Scriptures. By practicing these biblical principles, all of us can find greater simplicity, contentment, generosity, and joy for our lives.

 

  1. Put God first in your living and giving. (2 Corinthians 9:6-7)
    Put God first in your living and your giving. Give your tithe and offering from the “top” of your paycheck, and then live on whatever remains.
  2. Prepare a spending plan and track all expenses monthly. (Proverbs 27:23-24)
    Creating a budget means developing a plan in which you tell your money what you want it to do. Tracking your expenses is like getting on the scales to see how you are doing.
  3. Simplify your lifestyle; live below your means. (Matthew 6:19-33)
    Because this discipline is critical to the success of any financial plan, next Sunday’s sermon will be devoted to this topic.
  4. Provide immediately for an emergency fund. (1 Timothy 6:9-12)
    An emergency fund is an account separate from checking or long-term savings that is set aside specifically for emergencies.
  5. Pay off all credit card debt; use cash or debit cards, not credit cards. (Proverbs 22:7)
    As you are building your emergency fund, begin to pay off your credit card debt and start using cash or debit cards for purchases. If you must use a credit card, be sure to pay off the debt monthly.
  6. Practice long-range saving and investing habits. (Luke 14:28)
    Saving money is the Number 1 wise money management principle everyone should practice. There are three types of savings we should have: emergency savings, savings for wants and goals, and retirement savings.

 

 

My Life and Financial Goals Worksheet

 

My Life and Financial Goals

How would you define or describe your life purpose?

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What are some goals that can help you achieve this life purpose?

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What are some financial goals that can help support your life goals and purpose?

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Short-term financial goals (next 12 months):

 

  1. __________________________________________________________________________________________
  2. __________________________________________________________________________________________

 

Mid-range financial goals (2–5 years):

  1. __________________________________________________________________________________________
  2. __________________________________________________________________________________________

 

Long-term financial goals (5 years to retirement):

  1. __________________________________________________________________________________________
  2. __________________________________________________________________________________________

 

 

 

 

 

Basic Budget Worksheet

 

Item Actual % Suggested %* Plan for next 12 months
Housing 25–35%
Transportation 10–15%
Charitable Gifts 10–12%
Food 5–15%
Saving 5–10%
Utilities 5–10%
Medical/Health 5–10%
Debt 5–10%
Clothing 2–7%
Miscellaneous 12–23%

* These percentages are adapted from Dave Ramsey’s The Total Money Makeover (Thomas Nelson, 2007).